Refinance troubles in the BRRRR method

[Andrew Halbert]

The next stage for our company is to utilize the BRRRR method. T

he question I have is around the re-finance part. When putting permanent financing on the property the bank is going to look at our credit/personal DTI etc. Our DTI is already pretty bad because of the amount of properties we acquired the past 18 months using conventional financing. I understand that I can't claim rental income on the balance sheet until it has been coming in for 2 years. So on paper my DTI is destroyed. Is the answer that I just simply have to wait until I can claim all my rental income as income, thus allowing my DTI to recover? Making it easier for financing?

Am I missing a step here?