Hard Money lenders

[Breanna Taurino]

Hi, I'm new to the real estate flipping scene, and I was wondering if maybe somebody would be able to answer a couple of questions for me?

1. When doing a flip using a hard money lender, are there any lenders that do not require you to use any of your own money, or what are your experiences with using as little of your own money as possible?

2. When using a hard money lender for a flip, is it necessary to have good credit? Or are there any credit stipulations that are across the board for all lenders?

Thanks in advance for your responses!