Hard money lending

[Fahrudin Kostjerevac]

I am new to Hardmoney lending and have successfully received a return on my investment with three properties.  However, one of my properties has  a 6 month term.  The borrower and/or title company did not contact me for the payout of the principal amount on the last day.  When I contacted the borrower he claims they are in the process of re-financing the property and they figured I would be ok with extending it (without my approval.)  In addition, the borrower claims that in private lending scenarios they just extend/renew the loan and work out a fee for renewing. 

What would be my best approach?

Any suggestions would be greatly appreciated