Lending in Little Rock, Arkansas

[Necia Bunnell]

Greetings BP Community,

I am in a pickle!!  I currently have an investment property in escrow.  My lender has just informed me that they will not accept the income from my second job because my hours have declined over the past 2 years.  This will make me ineligible for funding!   I have had the job for nearly six years!  I am not an underwriter and am not familiar with all regs, but feel the lender is not being aggressive with insisting that the income be counted at the current hours (20 hours per week) for the past two years!

The home is currently vacant so rental income cannot be counted.

Any suggestions would be super!

Thank you!!!   Necia