Frustrated with loan process

[Andrew Dillard]

I found a great 4-plex that is fully rented for $1,900 total each month in Kansas City. I want to make an offer on this property. I am frustrated with the bank process and lending requirements. The building is great, recently rehabbed and is completely turn key. This would be my first investment property and it is frustrating that the bank won't consider the income on the property unless I get an FHA loan and use one of the units as my primary residence (which I don't want to do) I have a great home already, I am just trying to get into REI.

What are some of  your experiences in working with banks in getting your first investment property mortgage?