Need advice on getting a loan.

[Brett O]

Ok here's the deal, I have about 24K liquid cash in my savings accounts. I only work 2 days a week at my job. I have been working there part time (2 days per week) for the past 2 years. My tax return shows that I only make about $7,500 per year. My credit score is 735. I have no debt of any kind.

I am wanting to get pre-approved on a standard 30 year fixed loan. Will banks even consider me since my income is so low? What about my liquid assets, don't they count for something?

I'm looking at investment properties in the 30K or less range. If I cant get a bank to loan me money I may consider paying cash for a property 20K or less. However I would much rather get a bank loan and pay 20% down.

What do you think, would a bank lend me money?