Getting loans to a LLC, small banks vs secondary market

[Scott Peace]

Hey all, I am a newer investor in Lexington KY. We have a quad we bought about 3 months ago with a conventional 30 year loan. We formed an LLC but still haven't had time to quick change it over. In the meantime, we recently put two townhomes under contract and while I am getting my funding secured, I am hearing two different things. I hear from my money people that we can't get a conventional loan if we have a LLC. Is that true? This is a mortgage broker and a smaller local bank that will also go out on the secondary market. I have worked with both before. Anyone have experience with this? What happens if we buy the houses in our name and then transfer them to the LLC? Thanks, Scott