Quality/Low Cost Lender Advice for Primary Residence/Investments

[Joseph Hoot]

Hi all,

I am looking for some lender advice in the northern Georgia area, if possible.  I have used 3 lenders so far in my life here in the Buffalo, NY area -- M&T Bank, HSBC, and First Niagara.   HSBC was not good!  They incorrectly updated my credit stating the my home (the one that I still live in to this day) was sold for a short sale.  It took me roughly 2 years to sort things out.  And it was very frustrating, for someone who has never had any credit issues, to go through all the motions between HSBC, Experian, Equifax, and Transunion.  After resolving, I quickly refinanced with First Niagara and have been very happy since.  

I just finished accepting an offer on my home-- the "short sale" one.  I am now beginning to investe my options as I look for a home in Georgia.  I am not a person who just sits down with the first offer I get without researching alternate (possibly better) options.  I'd be curious to think what the BP community thinks about the quality lenders who you have been happy with in the northern Georgia area.  I've also heard that community and local banks were usually better to deal with rather than working with the big banks.

Do you have any advice on me?   I am currently interested in a conventional mortgage for my primary residence, but would quickly be interested in understanding what investor friendly lenders are in the area as well.