BRRR strategy being held up by lenders*** help?

[Matt N.]

I am purchasing properties cash, rehabbing, renting out and refinancing. The first two take 1 month total so I am ready to refinance at the 2 month mark, sometimes sooner due to having a construction team who can complete my smaller-level rehabs in 2 weeks. As I purchase these properties cash, I never have an appraisal done at the beginning. I want to refinance after I fix up based on the appraised value, which I am having trouble with. Does anyone have any advice here? I know conventional lending (Freddie Fannie) require 6 months before you can refinance. But I would think there would be credit unions or commercial banks that would let you refinance 2 months after purchasing a property cash ... mine, unfortunately, does not.

Just looking for any advice on who I could contact and if other people are able to do this. Thanks!