Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Private Lending & Conventional Mortgage Advice
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated almost 5 years ago,

User Stats

118
Posts
16
Votes
Joseph M.
  • Investor
  • Boulder, CO
16
Votes |
118
Posts

Should I get a blanket commercial loan?

Joseph M.
  • Investor
  • Boulder, CO
Posted

I have ready that after 4 conventional loans, it can be hard to get additional mortgages, so I am trying to get ahead of this. Right now I have three conventional loans on three properties, two of which are investment and one which is my primary residence (FHA Mortgage). I am currently considering a 3-Family and found a bank that will give me a commercial loan in my name.

Can I bundle investment properties into a blanket commercial loan? Is there a benefit to that? What if I had separate LLCs for all the properties when I do this? I want to make sure I don't tap out my ability to get financing, although it would seem that I could go the commercial loan route for much longer.

Loading replies...