Ibc bank cash out refinance

[Manuel Gonzalez]

Just wondering if anyone has experience with ibc bank . My goal is to cash out refinace 7 properties and get 1st lean loans on 3 sometime in 2016 . I would like to use those  funds to hit hard the brrrr strategy. Ive talked to the loan officer  and he said as long as numbers look good  it wouldnt be a problem. He said we could do 30 yrs mortages at about 4.25 intrest. He said those loans would be kept in house. If anyone  has first hand experience dealing with them let me know how it went. Also he said that i could keep insurance at loan amount instead of replacement cost wich  i like cause its way cheaper.