What to include in loan officer presentation

[Brandon G.]

I'm about to make a report to give to the loan officer about a property we're about to buy.  This is our first purchase so we don't have a track record, however I have stopped in and established a relationship with the loan officer.

I intend to include:

•  my wife and I's family budget
• our goals and reasons for investing
•  a breakdown of costs on the property (capex and opex) and show in an excel spreadsheet that it will cashflow (Rents-50%-mortgage = cashflow)
• list of maintenance and money spent on the property in the last several years
• report from a licensed inspector
• 6K in reserve emergency fund for repairs

• Existing lease agreement from current owner

Is there anything else I should include and would anyone have an example of what they have taken to a loan officer (with no real numbers, of course).  I want to establish credibility and professionalism right from the start, even if it is maybe overkill for just a duplex because hopefully it will make further purchases easier.

Thanks,

Brandon