Thoughts?

[Account Closed]

Here's the short version. I want to buy a 3-4 unit with an FHA as my first home/investment property, build some equity, then buy another investment property, etc, eventually refinancing the FHA and moving into a house with some acreage attached. Got approved for a loan, EASILY (excellent credit score, lots of assets, GOOD income in a stable field-nursing) but I didn't get the first house I bid on, went to bid on a second house and hit a snag with that lender, talked to another lender who didn't approve of my working in home health, got approved by a third lender who said yeah no problem we can approve you for that second property then recanted his statement first saying that he didn't realize it was a multi-unit (BULLS**T. I had a twenty minute conversation with the guy about whether or not each of the three units were metered separately, then I sent him an email that yes, the three different units each had their own electric meters, then I talked to him on the phone about it for another 20 minutes where I specified that yes, three units, three meters, one for each) then they guy tried to tell me that FHA does not approve ANY multi-unit properties (again BULL.) I'm no longer working with this lender- he's either a liar or an idiot!!

SO I lost the second house- its under contract. So I decided to take a break for a while and try again later- nothing sparks my interest in the area I want to invest, I'm hoping there will be more after the holidays. I'm not in a huge hurry- because I will also be living in this house it has to be the right one!! Now here's where I need some opinions.... my main job recently cut my hours. No big deal I have a second job where I could pick up the extra hours OR I can get a new primary job in long term care or an acute care setting which lender #2 DOES approve of. He said if I work for 1 month and show him 1 month's worth of paychecks he'll approve me for almost any property I want under $160k. BUT. I'm very P.O.'d at my employers.... I would like to sue them for partial unemployment. I have a significant amount of money that I COULD collect from them.... but will this hurt my chances to get a loan? Obviously loan officers like to see a perfect employment history but is it better to have a slight gap or to have that big ugly unemployment stamp on my record? Can they even see that? 

I'm not worried about my ability to make enough money to pay my mortgage- there is NO shortage of jobs in my field, and if I can fill one of the other two units that will just about cover the mortgage by itself, if I can fill both units I will already have + cash flow (the surplus goes into a savings account or back onto the principle of the loan.) I also have probably $35k in expendable assets- $20k of which I could liquidate with one phone call but this particular loan officers doesn't seem to care about any of that! He cares about the JOB I have....