Sellers concession

[Blake Williams]

I put an offer on a house using a conventional loan, I am putting 5% down and asking for 3% sellers concession. My real estate agent is telling me that sellers concession only allows me to add the closing costs into my mortgage and that the seller does not actually pay the closing costs, however what I have read tells me different. Is there anyone that can please clarify this for me because I feel like I do not have an agent that is looking out for me, and I don't want to pay for anything I don't have to.