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Updated over 9 years ago on . Most recent reply

Loren Thomas's profile image
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Loren Thomas
  • Electrician
  • from Bothell, Wa
  • Member since Sep 18, 2014
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Loren Thomas's profile image
Loren Thomas's profile image
Loren Thomas
  • Electrician
  • from Bothell, Wa
  • Member since Sep 18, 2014
Connect
Loren Thomas
  • Electrician
  • Bothell, Wa
96
Votes |
241
Posts
Private Lending & Conventional Mortgage Advice

FHA Guidelines Regarding Bankruptcy

Loren Thomas
  • Electrician
  • Bothell, Wa
Posted

Currently my wife and I are in chapter 13 and have been for almost 2 years. Around springtime we will be switching to chapter 7. As I understand the FHA, there is a 2 year waiting period before they will consider the loan. My question is, we technically filed bankruptcy in spring of 14, putting next spring over the 2 year mark, so will that meet their requirements? Or is it from the date we switch to chapter 7 from chapter 13?

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