lender vs. location of property?

[Orit Nahum]

This might be a silly question, but I am new at this ... Looking into homes that are not in my home state, do I need to find a small lender bank in the state that I would like to invest ? Or can I use a local bank in my area to purchase in other states ? 

Any tips or advice would be great ! Thanks 

[Dan Bosak]

It depends -- If you already have a relationship at a bank, then ask them if they will loan in the new areas you are looking.  If they say no, then go to small local bank in the new location.   I found that a lot of the small local banks will not loan outside of a specific area/comfort zone.  I live in Philadelphia but invest mostly in South Jersey and the small banks that I work with do not like to loan out of state so I have different small banks in each state as well as a couple larger regional ones that will loan in several states.