Multi Family Loan - Tampa, FL

[Robert Carney]

I currently own and live in my only property and I'm looking for my first multi-family investment property (2-4 units). At this point I don't have plans to move into the new property, though that could change depending on the property that I find. After some research, it seems that I should be able to find a loan for less than 20-25% down but I'm struggling in finding those loan opportunities. I've been advised to try with credit unions and local, smaller banks but the lowest I've come across is 20%. If I'm not planning on moving into the property, is there any loan options that I may not be considering?