Finding an FHA loan (Future Investor)

[Blake Dowe]

Hi everyone,

I'm working on the logistics of my first future deal, and I'm going to try to go with an FHA loan for a multi-family buy and hold. Most of the info I have found says that you need W-2 forms and tax returns from the past two years. I am soon to be a recent college graduate (May 2016), and I plan on investing as soon as I graduate and get a job (as a RE agent or property manager). But the problem is I haven't filed for any tax returns, ever (I don't make that much money at my summer job). Is there any way to get around this? If not, my back-up plan is to use private money to fund the deal because I don't want to wait two years after graduating to start investing. Does anyone have any experience or thoughts on this? Thanks!

Blake D.