Private Lending & Conventional Mortgage Advice
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated almost 10 years ago on . Most recent reply
![Steffan Daus's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/158260/1621420119-avatar-novadragon.jpg?twic=v1/output=image/cover=128x128&v=2)
USDA Loan and occupancy
I am trying to find information on the rules regarding occupancy for USDA Loans and would like to hear from anyone who has used one in the past. My concern at the moment is that I cannot find anything on the USDA site that actually says you only need to live there one year before you can rent it out. Everything I have read on the loan app, and on the USDA site it must owner occupied. Can anyone explain why this one year rule that I find quite often on this site?