Best portfolio lenders in SoCal

[Brent Seehusen]

Does anybody have thoughts on who the best portfolio lenders in SoCal are?  

There are so many small banks and credit unions that encompass the 5-6 counties in SoCal that it would take many hours to research them all.  I'm hoping some of the members here on BP can comment on who they've found to be the most investor friendly.

Who allows the most loans?  Lowest down payments?  And best overall terms?

Keywords: Orange County, Los Angeles, Ventura, San Diego, San Bernardino, Riverside

[Leonard L.]

@Robert Sepulveda

 are you saying no one can address this issue, or you cannot because you are in industry and that would be advertising?  Because this is a great question and I eagerly clicked on thread hoping to see a robust conversation on it.  Many of us in So Cal are probably in same boat.

For myself, I have a portfolio of about 18 doors in Inland Empire, mostly debt free, and would be interested in an asset based lender who would do debt for low points/fees/rates. Fine with very low LTV, but prefer no personal guaranty. I have not really looked because I assume most asset based debt would be above 7%, which would not really interest me since I am buy/hold. Most of my properties have several years seasoning with excellent tenant histories.

Would hope to see lively discussion of borrower experiences, although I understand there may be rule against lenders jumping in and trying to steer traffic to their own companies.

Anyone?