Continue to rent or sell/owner finance?

[Tom Hutchings]

I own a single-family rental property outright, the cash flow is a couple hundred a month. The value has increased 4% annually for 3 years.   My tenant would like to buy the property with me financing it (at a 4-5% rate).  My question is... should I just continue to rent and let the equity build or owner-finance and lock-in a sell price and establish a larger monthly income stream?  Does it come down to simply a question of long-term investing versus steady income, or is there something I'm missing strongly in favor of one direction versus the other?