Finding a lender that will do loan off of 580 and 650 scores

[Loren Thomas]

I'm reading all over that the minimum credit for an FHA loan is 580. Problem is the people I'm talking to must not work with any of the lenders that will actually accommodate this score. My wife and I are trying to refinance our house, but my income alone isn't enough, especially because she makes more money than I do. We're taking steps to get her credit up, but is there anything we can do in the now and not the next year?