FHA Loan Triplex/Fourplex

[Bradley Johnson]

I was recently in escrow to purchase a fourplex via FHA but fell out because the property didn't meet the self sufficiency ratio. The underwriter calculated the self sufficiency ratio by taking 85% of the gross income from 3 units instead of 4. However when I read the rules, the underwriter should be taking income from all 4 units in this calculation. Did the rules change or am I missing something? I would like to be contacted with a mortgage broker that regularly funds triplexes and fourplexes FHA since there have been many instances where my current mortgage broker isn't as familiar with the rules in this arena.

Thanks,

Brad Johnson