How much will the bank lend me?

[Matt Clark]

hello,

     I will be closing escrow on a piece of land that I own soon. Im looking to reinvest the 275k into a rental home. I'm self employed and married. Last year we reported about 50k in income, almost all my wife. We have no other debt and own two other properties clear. (About 700k) We have about 50k in cash and about 50 in Ira etc. 

    I'm looking for some advice on how to best borrow money to purchase a more expensive property. Anyone out there ever been in the same situation? Thank you in advance! Matt