Personal Residence as 5th Property

[David Gregory]

With rates so low, I've been working the last few years to acquire (4) 4-unit investment properties but I don't yet own a personal residence and rent. I figured I would be more comfortable with a mortgage once I had these properties. I keep on reading about how not that many banks want to deal with people that have +4 properties because of all the underwriting documentation required. Nonetheless, will my 5th property, which will be my personal residence, require the same down payment as investment property @ 65% LTV?