Legitimate private lenders needed!

[Trina Tisdale]

I have been searching for private lenders for a couple of weeks now and have been emailing "private lenders" for funding. I have applied to multiple because I know not all will say yes. However two lenders in particular have emailed me back with $50,000 loan 4% interest 12 months at $90 a month then balloon at $50k. Sounds great but I wondered why no one asked about specific deal criteria. First time ever in my life trying to get a loan to purchase real estate so I thought maybe some lenders just want interest back on their money so take the money and buy and flip. So all the while I ask if there are any upfront fees and I don't get a response to that question but he answered all the other questions. So finally he emailed me with a loan approval letter with a confirmation code and everything. Then he proceeded to ask me to wire 1200 plus dollars to some lady in Staten Island...Nevertheless I didnt do it explaining I thought the fees would be put on the back end, I dont have that kind of money and how can we make this deal work. No reply as of yet so... same with the other private lender-money upfront...

Are there real legitimate private lenders out there that I can apply to that won't ask for upfront fees that I don't have? I keep coming across these terrific deals but I don't have access to funding. Can someone please offer this newbie some advice. This is what I want to do with my life and for me failure is not an option. I just need a chance. Please help! Thank you