Buying a 4 plex as a Second Home

[Anthony Gayden]

Here is a question that I have thought of while trying to come up with a creative way to finance another property with less than 25% down. 

One of the banks that I looked at offers up to 90% LTV on second homes. I honestly have never heard of anyone using a 4 plex as a second home, but I don't see why it would not be possible. Right now my primary residence is also a 4 plex that I bought with an FHA loan, so I can't go that route again.