increase credit score recommendations

[Shawn Mcenteer]

Hello everyone.  My wife and I are curious if anyone has any good feed back on the companies that claim to "fix your credit"  I googled a few, some claim to increase your score 130pts in 30 days for $29.  Does anyone have good feed back?  i.e. our credit is in high 600's low 700's last we checked so not to far off the 720 bench mark. 

[Terry Lewis]

Your credit at the high 600s does not need to be fixed! Take a look at the report and see if there are one or two items that can be fixed. Do you have a parking ticket that went to warrant? Cell phone charge off? Charge offs need to be paid before you can get a home loan. If you have credit cards don't close them. Make sure all revolving debt is paid down to 50% or less. Dispute late payments.

That's a start,

Terry Lewis