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Updated over 10 years ago,

Tyler Dunlap's profile image
Tyler Dunlap's profile image
Tyler Dunlap
  • Real Estate Investor
  • from New York, New York
  • Member since Jun 26, 2014
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User Stats

32
Posts
38
Votes
Tyler Dunlap's profile image
Tyler Dunlap's profile image
Tyler Dunlap
  • Real Estate Investor
  • from New York, New York
  • Member since Jun 26, 2014
Connect
Tyler Dunlap
  • Real Estate Investor
  • New York, NY
38
Votes |
32
Posts
Private Lending & Conventional Mortgage Advice

Do investment loans use LTV to determine loan amount?

Tyler Dunlap
  • Real Estate Investor
  • New York, NY
Posted

I am looking into an investment loan from the bank. I know someone who is wanting to sell their property. It appraised at over $120k and they are willing to sell it at $105k. So my question is if the bank is going to give me a loan based on the LTV or LTC. If its LTV shouldn't my downpayment be less than 25% due to the instant equity in the purchase? Any help is appreciated!!

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