Need $25K Loan secured by SFH

[Alisha Lee]

We have 13 rental properties in Rochester, New York that we've had for about 7 years and need to get a hard money loan for some renovations on a couple of houses to help get tenants in before winter.

Since most hard money loans are for a minimum of $50K...we're trying to find a way to do a smaller amount.

We own one house outright but it's only valued at about $30K and have about $30K equity in each of about 8-10 other properties. So my question is....is there any creative financing that could be done to use multiple properties for a loan? Or, is there some way to do a smaller amount? I'm looking to do a variety of different renovations (for example roofs) on a couple of different houses and am trying to find a way to do it.

Does anyone have some suggestions of what we could do? Or, is there any financing options that might work? Right now, our best option looks like selling one of our properties. All suggestions welcome.