Conventional mortgage limit with a partner

[Steve A.]

Hello!

I currently have 5 conventional mortgages. I have another 3 properties under contract with a partner. If both of our names are on the loan, it counts towards the ten mortgage limit for both of us, which seems wasteful. Is there any sensible way to get around this? For instance, if both of us owned the house but only one of us was on the mortgage? Is that even possible?