Mortgaging a Free and Clear Property

[Robert Del Rosario]

Hello community! I would like to know if mortgaging a free and clear property is just as hard as getting financing to purchase. My partner and I are having trouble getting financing to purchase because my partner's DTI is around 70 percent and mine is just as high and ive only been a real estate agent for a year. We have enough cash to purchase at around $50k and rent out but we want to mortgage to roll onto the next property and repeat. Thanks in advance!