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Updated 3 days ago, 12/26/2024

User Stats

25
Posts
12
Votes
Arshiya Taami
  • Investor
  • San Diego, CA
12
Votes |
25
Posts

User Stats

414
Posts
292
Votes
Patrick Roberts
Pro Member
#1 Private Lending & Conventional Mortgage Advice Contributor
  • Lender
  • Charleston, SC
292
Votes |
414
Posts
Patrick Roberts
Pro Member
#1 Private Lending & Conventional Mortgage Advice Contributor
  • Lender
  • Charleston, SC
Replied

Very unlikely unless you find a private lender/individual to do this as a one-off. 

  • Patrick Roberts
  • User Stats

    17,323
    Posts
    14,886
    Votes
    Chris Seveney
    Lender
    Pro Member
    • Investor
    • Virginia
    14,886
    Votes |
    17,323
    Posts
    Chris Seveney
    Lender
    Pro Member
    • Investor
    • Virginia
    ModeratorReplied
    Quote from @Arshiya Taami:

    what the title says. 


    No. There are not traditional DSCR lenders that would do that. Most do not go past 75% and also do not allow a second lien either.

    • Chris Seveney
    business profile image
    7e investments
    5.0 stars
    15 Reviews
    CLOSED Title logo
    CLOSED Title
    |
    Sponsored
    CLOSED Title is the Investor Friendly Title Company CLOSED Title, founded by real estate investors. Double closings, assignments, we do it all.

    User Stats

    117
    Posts
    51
    Votes
    Elias Halvorson
    Lender
    • Hawaii
    51
    Votes |
    117
    Posts
    Elias Halvorson
    Lender
    • Hawaii
    Replied

    0% chance. Not possible. 

    • Elias Halvorson
    • 808-517-6416
    business profile image
    Elias Halvorson C2 Hawaii NMLS#1697041HI Branch NMLS#1244222
    5.0 stars
    58 Reviews

    User Stats

    4,576
    Posts
    4,400
    Votes
    Robin Simon
    Pro Member
    #3 Private Lending & Conventional Mortgage Advice Contributor
    • Lender
    • Austin, TX
    4,400
    Votes |
    4,576
    Posts
    Robin Simon
    Pro Member
    #3 Private Lending & Conventional Mortgage Advice Contributor
    • Lender
    • Austin, TX
    Replied

    No - absolute max for DSCR is 85% LTV and that is extremely rare and typically not workable in this rate environment anyways.

    Standard/common max is 80% (acquisition and rate-term refinances) and 75% Cash-Out Refis

  • Robin Simon
  • [email protected]
  • User Stats

    2,955
    Posts
    3,085
    Votes
    Corby Goade
    Property Manager
    Agent
    #3 Managing Your Property Contributor
    • Investor
    • Boise, ID
    3,085
    Votes |
    2,955
    Posts
    Corby Goade
    Property Manager
    Agent
    #3 Managing Your Property Contributor
    • Investor
    • Boise, ID
    Replied

    If you ever see someone offering terms that are too good to be true, you might as well just post your SS# and banking information on IG. It's always a scam.

    • Corby Goade

    User Stats

    3,716
    Posts
    1,153
    Votes
    Erik Estrada
    Lender
    • Lender
    1,153
    Votes |
    3,716
    Posts
    Erik Estrada
    Lender
    • Lender
    Replied

    Nope

    business profile image
    LuxePrivate Investments LLC
    5.0 stars
    33 Reviews

    User Stats

    916
    Posts
    433
    Votes
    Brittany Minocchi
    Lender
    Pro Member
    • Lender
    • Massillon, OH
    433
    Votes |
    916
    Posts
    Brittany Minocchi
    Lender
    Pro Member
    • Lender
    • Massillon, OH
    Replied

    Nope.

    business profile image
    Brittany Minocchi - Barrett Financial Group, LLC
    5.0 stars
    14 Reviews

    User Stats

    129
    Posts
    31
    Votes
    Deborah Wodell
    • Lender
    • Colorado Springs, CO
    31
    Votes |
    129
    Posts
    Deborah Wodell
    • Lender
    • Colorado Springs, CO
    Replied

    not possible!