Private Money Lenders Using Their Own Funds?

[Deborah Wodell]

I’m looking to connect with private money lenders or investors who lend their own funds for real estate deals. Whether it’s for fix-and-flips, rentals, or other projects, I’d love to learn more about who you’ve worked with and what your experience has been like.

Do you have any solid connections or recommendations for private lenders who use their own capital? Also, if you’re a private lender yourself, feel free to chime in—I’d love to hear from you!

Let’s share some insights and build stronger networks together. Drop your thoughts, recommendations, or experiences in the comments.

Looking forward to hearing from you all!

[John Underhill]

Let connect to discuss more 

[Chris Seveney]

Quote from @Deborah Wodell:

I’m looking to connect with private money lenders or investors who lend their own funds for real estate deals. Whether it’s for fix-and-flips, rentals, or other projects, I’d love to learn more about who you’ve worked with and what your experience has been like.

Do you have any solid connections or recommendations for private lenders who use their own capital? Also, if you’re a private lender yourself, feel free to chime in—I’d love to hear from you!

Let’s share some insights and build stronger networks together. Drop your thoughts, recommendations, or experiences in the comments.

Looking forward to hearing from you all!

There are a lot of us here on BP that lend our own money, or have investors that we also invest in. You can check out this group to know who the players are.

[John Bowens]

Deborah, 

Thank you for your post. One consideration as you are working on locating private lenders, is that IRA, 401(k), and other retirement accounts can be used in many cases to make private money loans. For example, I recently made a loan to a house flipper, partnering with my self-directed 401(k) and Health Savings Account (HSA). I'm working on another private loan now on a self-storage opportunity partnering my Roth IRA and HSA. All interest payments flow back to the Roth IRA and HSA tax-free.

This can be a great way to help an investor grow their retirement accounts, and save on taxes! 

[Marshall Robins]

A great resource that's a one to one for starting with you own capital is the Private Lenders podcast. 

They do a good job of regularly releasing episodes and they frequently talk about starting out with their initial capital pool and growing their business. 

Might be useful for passive learning. 

[Rodney Davis]

Hi Renee,

What aresa do you lend in?

[Kevin S.]

@John Bowens

Are you loaning from a pre-tax 401K or did you convert to Roth and then loaning from there?

[John Bowens]

Quote from @Kevin S.:

@John Bowens

Are you loaning from a pre-tax 401K or did you convert to Roth and then loaning from there?

[John Bowens]

Quote from @John Bowens:

Quote from @Kevin S.:

@John Bowens

Are you loaning from a pre-tax 401K or did you convert to Roth and then loaning from there?

I have used both Traditional (pre-tax) funds, Roth and HSA. My Roth were all contributions, no conversions, but I can say I have seen many convert from pre-tax to Roth

[Rodney Davis]

Hi John Underhill,

Are you a private money lender or broker?