Does the credit need to be unfrozen till closing?

[Vishal Chandan]

I am about 25 days from closing on my first investment property and the mortgage loan officer wants me to keep my credit unfrozen (from all 3 credit bureaus) till the day of closing. Is this normal? When I talked with her, I was told that this is the norm as they want to monitor my credit everyday till closing to make sure that there is no change in my credit history. I am worried about the risk of identity theft.  Would really appreciate inputs/replies from the group. Thank you.