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Updated 7 months ago on . Most recent reply

Chris A.'s profile image
Chris A.'s profile image
Chris A.
  • Member since Sep 12, 2021
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Chris A.'s profile image
Chris A.'s profile image
Chris A.
  • Member since Sep 12, 2021
Connect
Chris A.
2
Votes |
7
Posts
Private Lending & Conventional Mortgage Advice

Residential Use Zoned Commercial

Chris A.
Posted

I have a question regarding financing. I found a property that is "residential use zoned commercial" and potentially can be used as a professional office. It has 2 units, both with bedrooms and full baths.

1, Would this property qualify for a residential loan or a commercial?

2. If at a future point, we wanted to use a unit as a professional office, would that change the loan terms? Would I need to disclose the possibility to the lender?

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