Building capital for buy and hold/Private lending Help??

[Krystyna Fennelly]

I've been doing a lot of reading and researching on this but wanted to ask for help directly as well.

I'm located in the Galveston Bay Area/SE Houston; my husband and I own 2 rental properties and are closing on #3 this coming week. I'm in a position right now where I am ok taking some risk and very interested in taking our investing to the next level. I am looking at flip deals as well as buy and hold. My question is for advise in building capital for buy and hold, or knowledge of fair private lenders?

We buy everything on 15 year terms, I like the idea of putting 20% down but we are running out of available funds (and reserves) to do so on multiple properties at a time. I am a real estate broker and have my eye on a few different properties if I can get them for the right price but we only have another 20% down payment for 1 additional property right now and would like to have the opportunity for picking up more.

Any advice or ideas of how to buy for hold without a lot of available funds on hand is greatly appreciated!!! Thank you for taking a moment to read and give your thoughts!