Assuming Previous Owners Loan

[Justin Kidd]

I am a newer investor (currently 1 short-term rental in addition to my primary residence) looking to purchase a property that I will make into a short-term rental. The current owner has 27 years and $247,600 remaining on their loan at 2.875%. I am able to take over the loan, but need to pay the equity difference. The house has been on the market for 120 days and they are asking $340,000. I am looking to get it for around $320,000. Without tying up all my cash, what avenues should I pursue to cover the $72,400 cash payment I will need to make the deal happen on top of taking over the current owners loan? Thank you for your advice!