What would you do?

[Sam Westfall]

Hey BP,

Just acquired my first duplex using a 10% down 7 Year arm loan...

My job is a sales engineering role... I have a guaranteed salary for the first year (which helped me get my first loan), but then it goes to pool plan style commissions after that... (Wondering would you guys recommend a fixed salary position in order to scale quickly or it won't matter)

I love the idea of long term tenants with 1 year leases... What would you (a more experienced investor or lender) recommend I do if I am looking to scale quickly with hopes of buying a 4-12 unit property as soon as possible?

(I can go into more detail in DMs)

[Erik Estrada]

Hey Sam, 

Have you looked into DSCR loans?

Lenders qualify you based on the rental income covering the mortgage payment. No tax returns or DTI required to qualify