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Updated over 1 year ago on . Most recent reply

Stanley Spencer Alcorn's profile image
Stanley Spencer Alcorn's profile image
Stanley Spencer Alcorn
  • from Bay Area
  • Member since Jan 7, 2019
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Stanley Spencer Alcorn's profile image
Stanley Spencer Alcorn's profile image
Stanley Spencer Alcorn
  • from Bay Area
  • Member since Jan 7, 2019
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Stanley Spencer Alcorn
  • Bay Area
3
Votes |
7
Posts
Private Lending & Conventional Mortgage Advice

Cash only offers?

Stanley Spencer Alcorn
  • Bay Area
Posted

Hard money loans can be used as cash only offers? If not what are my other options if I do not have that much liquid cash?

Oakland, California
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Michael Dumler's profile image
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Michael Dumler
  • Real Estate Agent
  • from Atlanta, GA
  • Member since Mar 20, 2020
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Michael Dumler's profile image
Michael Dumler's profile image
Michael Dumler
  • Real Estate Agent
  • from Atlanta, GA
  • Member since Mar 20, 2020
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Michael Dumler
  • Real Estate Agent
  • Atlanta, GA
1,699
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Michael Dumler
  • Real Estate Agent
  • Atlanta, GA
Replied

@Stanley Spencer Alcorn, there are still underwriting requirements regarding hard money loans. Just because you're financing via hard money does not necessarily make it a full-on cash offer, at least in my opinion. Your other financing routes include VA & FHA (owner-occupied proprieties), conventional, DSCR, seller financing, and cash (excluding hard money). Hope this helps!

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