Possible Foreclosure pending

[Dion Coomber]

Real estate attorney question…

scenario of a family member:
Mortgage is 5 months behind due to being incarcerated or in mental health facility. Next of Kin filed for guardianship and lender erroneously noted the mortgagee as dead. Lender Still correcting paperwork in order to share information with next of kin.

The bank posted a sign on the front door of the residence stating the bank is taking back the property, what recourse does someone have at this point? If guardianship occurs can the still sell it or request they put the payments on the back end of the loan, etc.?