Looking for Lending/Funding Advice

[Macen DiPaolo]

Hey BP!

I have a deal that seller will agree to hold a note at 4-5% interest on a duplex(one unit vacant and other unit is efficiency at $325/m) that they own outright. Plan on giving 10k down, then doing roughly 1000/m after that till Purchase Price is paid off, roughly 180-200k, so around a 15 yr note. The property will be able to do $1,700 and $1,000 once furnished and updated. My question is what is the best way to fund this deal if we're going zero out of pocket. We would then need cash for transfer taxes and cosmetic updates to the building. Ideally my partner and I want to be zero out of pocket. Plan on turning it into 2 MTRs for a long term hold.

Should we go to PMLs and ask for 45k?

Should we get a Credit Union?

What are some other solutions / recommendations BP has.

All the best,

Macen