Used up my 10 conventional loans... what's next?

[Andrew West]

With the last deal I wrapped up I've used up the last of my conventional mortgages. What are my options for financing going forward? 

The last loan I received was 5.75% 30 yr fixed with 30% down. The quotes I got for DSCR are 8.25%+ with a 5 year pre payment penalty.

I had a 10 property portfolio under contract recently and the commercial terms I received were 6-8% on a 5/1 arm with only 20-25 year amortization. 

The higher interest rates and shorter amortization hits returns hard. Any other options?

The properties I like to buy are 80-120k with good cash flow. My broker said their DSCR lenders won't lend on a loan amount that is less than 70,000, which rules out the less expensive properties with higher down payments.