What would you do at 19 years old?

[Max Bellino]

Hey everyone, 

Any advice for a 19-year-old with lacking employment over the past two years to get approved for bank lending? I have great credit and a great deal on a property. The only thing holding me back is showing stable income over the last two years with taxes, is what my mortgage broker told me. I would rather stay out of private lending because of the higher rates. Any idea of getting around the bank's approval process, for example, I can use 75% of the rental income and a co-applicant to help. But is there anything else that could help my citation? Willing to share more about the deal if necessary. Thanks!

P.S. Seller finance is out of the picture... I need lending.