Conventional Mortgages without being owner occupied?

[Maryanne Kichline]

There are 2 small multi-family units (tri-plexes) that I would like to purchase. At least one of them....not sure I would qualify for both. But I would prefer to be able to get a conventional mortgage on them. They will not be owner occupied - I cannot move from my current primary residence. Are there ways to take advantage of a conventional mortgage without it being owner occupied?  I also have young adult children that I would like to be able to help get into a house - wondering if there is a way to structure it so one of them is on the deed (not mortgage) so they would be occupying one of the units. Thoughts??