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Updated about 2 years ago on . Most recent reply

Luis Blanco's profile image
Luis Blanco's profile image
Luis Blanco
  • Realtor
  • from Fort Lauderdale, FL
  • Member since Feb 21, 2023
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Luis Blanco's profile image
Luis Blanco's profile image
Luis Blanco
  • Realtor
  • from Fort Lauderdale, FL
  • Member since Feb 21, 2023
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Luis Blanco
  • Realtor
  • Fort Lauderdale, FL
5
Votes |
14
Posts
Private Lending & Conventional Mortgage Advice

First Time Home Buyers

Luis Blanco
  • Realtor
  • Fort Lauderdale, FL
Posted

I'm getting married next month and me and my spouse are looking to buy a duplex and househack. Would we qualify for FHA, or any other first time home buying programs that are available? She has a full time W2 job making decent wages. I'm currently self-employed and will be starting a full time W2 job soon.

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Ash Hegde's profile image
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Ash Hegde
  • Lender
  • from Fort Lauderdale, FL (Lending in FL CT GA MI PA)
  • Member since Oct 10, 2022
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Ash Hegde's profile image
Ash Hegde's profile image
Ash Hegde
  • Lender
  • from Fort Lauderdale, FL (Lending in FL CT GA MI PA)
  • Member since Oct 10, 2022
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Ash Hegde
  • Lender
  • Fort Lauderdale, FL (Lending in FL CT GA MI PA)
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Ash Hegde
  • Lender
  • Fort Lauderdale, FL (Lending in FL CT GA MI PA)
Replied

Congrats Luis! If you start a W2 and can show 2 year history of employment or full time school you should be able to use your new salary. You will also be able to use 75% of market value rents on the other side of the duplex to help qualify. 

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