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Updated about 2 years ago on . Most recent reply

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Ryan Taylor
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Private Lending & Conventional Mortgage Advice

DSCR Loans and seasoning

Ryan Taylor
Posted

When it comes to a DSCR loan...does the down payment percentage have to be seasoned funds?

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    Robin Simon
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    Robin Simon
    #3 Private Lending & Conventional Mortgage Advice Contributor
    • Lender
    • Austin, TX
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    Quote from @Ryan Taylor:

    When it comes to a DSCR loan...does the down payment percentage have to be seasoned funds?


     Will vary from lender to lender but generally not required.  Will likely have to source any significant funds that came into the account within a couple of months to satisfy AML and Straw Borrower concerns

  • Robin Simon
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