HELOC on Texas primary residence

[Reinaldo Osoria]

Hi Everyone at BP,

I'm thinking creatively here, I have two properties in San Antonio Texas. One has been a rental since 2015, and the other was a rental until May '22 but I now reside in it. My rental has substantial equity, which I would like to take and add to the equity in my primary residence. Why? well, the banks here allow a great LTV on a primary residence for HELOCs. Therefore I would be able to obtain a larger HELOC at my primary residence.

My goal is to use the equity to purchase another property. 

However, I want to do this without the need to go to a bank. How can I start looking, and what would be the process for this task?

All inputs are greatly appreciated

Reinaldo Osoria