Need help with DSCR quote

[Emil Kostov]

This is my first time buying an investment property and I have tried my best to learn the basic aspects of the process but the more information you have the better you get. A bit of background first, I was able to get a DSCR quote from a lender for a small SFH 3bdr, 1,400sq.ft. upstate NY area(Imgur screenshot). The company has a good reputation in this business, but since the lender is a friend of a friend of mine, I am afraid that he might take advantage of me. So, I'm looking for feedback regarding whether this is a good quote in today's market in NY, advice, or tips on negotiating in my position. Thanks.