3.5% Down Payment Mortgage Insurance

[Elin Trinh]

Hi!  Several times in the BP podcasts they talk about putting down a 3.5% down payment.   When I run the numbers for a property and enter a 3.5% down payment it adds a mortgage insurance fee.  They don't talk about mortgage insurance when they talk about 3.5% down payments in the podcasts.  Is there a way to put down 3.5% and not pay mortgage insurance?  Thank you in advance for your help.